Cash loans are short term loans. You must pay the amount of loan you have acquired and the interest rate within the agreement you have agreed with them. It is true that you may have a short period of payment time to look for money as repayment for your loans and you also have less time about owing with somebody as well. But if you are have a stable job, you worries regarding a cash loan is just a few days to resolve. Your payday is mainly your collateral in acquiring for a cash loan. It will automatically be deducted when your payday has arrived.
It is indeed that payday loans solve some of your immediate need of cash, but I tell you, do not make it a hobby on acquiring such loan every now and then. It would be better to acquire a cash loan most especially in times you really needed it most.